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03 June 2025 Daily Current Affairs

Context: In a groundbreaking development, 17 women cadets from the 148th batch of the National Defence Academy (NDA) have graduated in 2025, marking a transformational shift in the history of Indian defence. This momentous achievement opens the path for women to rise to top leadership positions in the Indian Armed Forces—positions that were, until recently, only accessible to men.

A Long Journey to NDA: Tracing the Path of Women in Uniform

The road to the NDA has been long and challenging for Indian women, with roots stretching back to colonial times.

  • 1888: Women first entered the Indian military through the Military Nursing Service under British rule.
  • 1958: The Army Medical Corps began granting regular commissions to female doctors, expanding their professional role.
  • 1992–2008: With the introduction of the Women Special Entry Scheme (WSES), women joined non-combat roles as Short Service Commission (SSC) officers. In 2008, eligibility for Permanent Commission (PC) was extended to women in the Judge Advocate General (JAG) and Army Education Corps (AEC).
  • 2019–2020: Women gained access to PC in eight more non-combat streams, and in 2020, a landmark Supreme Court judgment guaranteed them command roles—a pivotal win for gender equality in the forces.
  • 2021: The Supreme Court directed the NDA to admit women, ending decades of exclusion. The 17 cadets graduating in 2025 are the first batch of women ever trained at the NDA, symbolizing a new era of inclusion.

Training the Future: Women’s Integration into NDA Squadrons

A Growing Cadet Force:

Since the policy change in 2022, the NDA has admitted 126 women cadets across several batches, integrating them into its elite training ecosystem.

Equal Footing Through Gender-Neutral Training:

The NDA has adopted a gender-neutral training framework, meaning male and female cadets train together under the same regimen. There are no special concessions—cadets, regardless of gender, march, drill, study, and lead as one unit.

Drawing from Experience:

To shape this progressive model, the NDA drew inspiration from established institutions like:

  • Officers Training Academy (OTA), Chennai
  • Indian Naval Academy (INA), Ezhimala
  • Air Force Academy (AFA), Dundigal

These academies have trained women SSC officers since the 1990s and offered valuable insights into inclusive military training.

From Separate Living to Full Integration:

Initially accommodated in separate hostels, women cadets are now fully integrated into the NDA’s 18 squadrons—the core units where cadets live, train, and form lifelong bonds. This marks a critical step in fostering equal camaraderie and leadership development.

Women Cadets Marching Toward Leadership:

For decades, women officers joined through direct entry in limited branches with little to no access to command roles or career longevity. NDA training changes that narrative entirely.

  • Women now receive early, structured, and long-term training, giving them the chance to serve for 35–40 years—a key factor in becoming service chiefs.
  • Cadets are being prepared for potential combat command roles—in units like infantry, artillery, warships, and fighter squadrons—crucial for high-rank promotions.

Challenges Ahead: Reforming Culture and Infrastructure

Despite these strides, senior defence officials stress the need for deeper structural reforms:

  • Combat branches still remain partially restricted to women.
  • Support systems must be strengthened, including:
    • Maternity leave and childcare policies
    • Family and spousal postings
    • Promotion guidelines
    • Gender-friendly infrastructure on bases and academies

Conclusion: A Future Built on Equality and Excellence

The graduation of women from the NDA is more than ceremonial—it’s symbolic of a force ready to evolve. It reflects India’s shifting mindset toward gender parity, not only in society but also in one of its most respected and demanding institutions.

Context: In a major boost to wildlife protection and ecological connectivity, the Telangana State Government has officially notified the tiger corridor linking the Kawal Tiger Reserve with Tadoba-Andhari Tiger Reserve in Maharashtra as the ‘Kumram Bheem Conservation Reserve’. This vital corridor will ensure safer movement for tigers and other wildlife species between protected areas, enhancing the Central Indian Tiger Landscape.

Where is Kawal Tiger Reserve Located?

The Kawal Tiger Reserve (KTR) is situated in the northern region of Telangana, along the banks of the Godavari River, and forms a part of the Deccan Peninsula–Central Highlands. It lies in the Sahyadri Mountain Ranges, making it a key ecological zone for wildlife conservation.

  • Geographic Importance: Kawal is located at the southernmost tip of the Central Indian Tiger Landscape.
  • It shares ecological linkages with Tadoba-Andhari Tiger Reserve (Maharashtra) and Indravati Tiger Reserve (Chhattisgarh), forming a critical wildlife corridor for big cats and other species.

Natural Wealth: Vegetation and Biodiversity:

Flora:

The landscape of Kawal is classified as Southern Tropical Dry Deciduous Forests, with a rich and diverse mix of plant species:

  • Dominant Tree Species: Teak, Bamboo
  • Associated Flora:
    • Anogeissus latifolia
    • Mitragyna parviflora
    • Terminalia crenulata
    • Terminalia arjuna
    • Boswellia serrata

These plant communities not only support herbivores but also play a crucial role in the overall ecological balance of the forest.

Fauna:

Kawal Tiger Reserve is home to a wide variety of wildlife species, ranging from herbivores to apex predators:

  • Carnivores: Tiger, leopard, wild dog, jungle cat, wolf, jackal, fox
  • Herbivores: Spotted deer, sambar, nilgai, chinkara, blackbuck, four-horned antelope (chousingha)

Fun Fact: The four-horned antelope, or Tetracerus quadricornis, found here, is one of the rarest antelopes in the world and endemic to India.

Legal Provision: Declaring a Conservation Reserve

Under Section 36(A) of the Wildlife (Protection) Act, 1972, the State Government is empowered to designate certain state-owned lands as Conservation Reserves. These are typically areas:

  • Adjacent to national parks or wildlife sanctuaries
  • Linking one protected area to another

The goal is to protect landscapes, biodiversity, and critical wildlife corridors, ensuring free movement of species and preserving habitats from encroachment or fragmentation.

Why Conservation Corridors Like Kumram Bheem Matter:

  • Ensures genetic diversity by allowing free movement of wildlife between isolated reserves.
  • Helps in reducing human-animal conflict by guiding animal movement through protected paths.
  • Supports climate resilience and biodiversity conservation across a broader ecological range.
  • Acts as a buffer zone, minimizing pressure on the core tiger reserves.

Extra Insight: Wildlife corridors are becoming increasingly important in India due to habitat fragmentation caused by infrastructure development. Establishing and securing such corridors is now a top priority for Project Tiger and other conservation efforts.

Conclusion: A Step Toward Stronger Wildlife Conservation

The designation of the Kumram Bheem Conservation Reserve is not just an administrative move—it’s a significant stride toward integrated wildlife management in India. By fortifying the link between Kawal and Tadoba, Telangana is playing a vital role in securing the future of the tiger population and maintaining ecological balance in the region.

Context: The Bayraktar TB2, Turkey’s most celebrated combat drone, has encountered a serious reputational setback. During Pakistan’s Operation Sindoor, the Turkish-origin UAV fleet reportedly underperformed, casting doubt on the drone’s real-world combat efficiency under high-stress conditions. The event has raised fresh questions about the capabilities of these drones when deployed in complex operational environments.

What is the Bayraktar TB2?

The Bayraktar TB2 is a Medium Altitude Long Endurance (MALE) tactical Unmanned Aerial Vehicle (UAV), designed and manufactured by Turkey’s Baykar Technologies. It plays a pivotal role in modern ISR (Intelligence, Surveillance, Reconnaissance) and precision strike missions.

  • It is Turkey’s first domestically developed armed UAV, symbolizing a significant milestone in the country’s defense innovation.
  • The TB2 gained global attention after its effective use in conflicts like Libya, Nagorno-Karabakh, and Ukraine, where it was credited with disabling tanks and artillery systems.

Key Features of Bayraktar TB2:

Design & Build:

  • High-wing monoplane configuration improves flight stability and fuel efficiency—ideal for extended missions.
  • A tailplane enhances aerodynamic performance, especially in turbulent airspaces.

Specifications:

  • Wingspan: 12 meters
  • Length: 6.5 meters
  • Height: 2.2 meters
  • Range: Operates up to 300 km from its base using line-of-sight communications
  • Endurance: Capable of staying airborne for up to 27 hours
  • Payload: Supports up to 150 kg, including MAM-L laser-guided munitions
  • Speed: Maximum speed of 130 km/h, cruising at 100 km/h

Sensors and Armaments:

  • Equipped with:
    • Electro-optical and infrared cameras (day/night operation)
    • Laser rangefinders and designators
    • Target tracking systems
  • Compatible with precision-guided weapons, such as the MAM-L and MAM-C smart micro munitions, developed by Roketsan.

Cost-Effective Warfare:

One of the key appeals of the Bayraktar TB2 is its affordability and ease of maintenance. Built largely from commercial off-the-shelf components, the TB2 offers:

  • Low production costs
  • Simple logistics
  • Scalability for developing nations

This has led to its widespread export to countries such as Azerbaijan, Ukraine, Qatar, Poland, and Pakistan — often touted as a “drone of the people” in military circles.

Operational History: From Success to Setback

  • Widely used in multiple conflicts, the TB2 earned a reputation for precision and effectiveness in asymmetric warfare.
  • It became a symbol of Turkey’s emerging defense industry, transforming it into a sought-after drone supplier.
  • However, during Operation Sindoor, Pakistan’s fleet of TB2s reportedly failed to meet mission expectations, indicating possible limitations in electronic warfare resistance, real-time control, or target accuracy under certain battlefield conditions.

The Bigger Picture: What’s Next for TB2?

Despite recent criticism, the Bayraktar TB2 remains a key player in low-intensity conflicts and counter-insurgency operations. However, as battlefield technology evolves, drones like the TB2 will need:

  • Enhanced electronic counter-countermeasures (ECCM)
  • Improved AI-driven autonomy
  • Encrypted communications for high-threat zones

Turkey has already begun work on next-gen UAVs, like the Bayraktar Akıncı, which boasts higher payload capacity, satellite communications, and more advanced avionics, signaling the future direction of drone warfare.

Conclusion: A Powerful Yet Imperfect War Machine

The Bayraktar TB2 stands as a revolutionary step in democratizing drone warfare. While its recent failure in Pakistan’s operation highlights potential shortcomings in high-intensity warfare, its success across multiple theaters proves it remains a valuable asset for modern militaries — especially in budget-sensitive and asymmetric conflict zones.

4. RBI’s New Gold Loan Guidelines: Ensuring Transparency While Safeguarding Credit Access

Context: In a significant move towards reforming the gold loan ecosystem, the Reserve Bank of India (RBI) released draft guidelines on April 9, 2025, aimed at tightening regulations on loans backed by gold collateral. These proposals are designed to standardise lending practices, enhance transparency, and safeguard the interests of borrowers, especially in rural and semi-urban regions.

Why RBI Is Reforming Gold Loan Rules:

The reforms come amid a sharp surge in gold-backed lending, especially by commercial banks. During FY 2023–24, several banks reported that their gold loan portfolios had more than doubled, driven by a rise in gold prices and growing demand for quick, collateral-based credit. However, this rapid growth raised concerns around inconsistent lending practices, risk exposure, and lack of uniform valuation methods.

The Tamil Nadu government, recognising the critical role of gold loans in the rural economy, particularly in South India, raised alarms about the socio-economic consequences of unregulated or over-regulated lending. In response, the Union Finance Ministry assured that the proposed guidelines will be implemented gradually, with the effective date set for January 1, 2026, to allow a smooth transition.

Key Changes Proposed in the Draft Guidelines:

Here are the most significant proposals in the RBI’s draft directions:

  • Loan-to-Value (LTV) Ratio: The maximum LTV remains capped at 75%. However, for bullet repayment loans (where the borrower repays principal and interest at the end), the accrued interest will now be included in the LTV calculation, effectively reducing the actual loan disbursed.
  • Ownership Verification: Borrowers must now submit valid proof of ownership of the gold being pledged, to curb fraudulent activities and third-party pledging.
  • Valuation Standardisation: Gold will be valued uniformly at 22-carat purity, regardless of actual carat value, and standard assessment protocols for purity and weight must be followed by all lenders.
  • Loan Renewals and Top-ups: These will be permitted only if the original loan is classified as standard and remains within the 75% LTV limit.
  • Concurrent Loans Restriction: Borrowers will be barred from availing multiple loans using the same gold collateral, especially if the loans serve different purposes (e.g., consumption vs. business).
  • Return of Collateral: If a lender fails to return pledged gold within 7 working days after repayment, they must compensate the borrower 5,000 per day of delay.

Impact on Borrowers and Financial Institutions:

While the guidelines aim to bring discipline and consumer protection, they could have both positive and negative impacts:

  • Tighter Liquidity for Small Borrowers: Since interest is included in LTV calculations, borrowers may receive smaller disbursals or may need to pledge more gold to access the same amount of funds.
  • Reduced Flexibility: Renewing or topping up loans now requires full repayment of earlier dues, which might be difficult for borrowers facing cash flow challenges.
  • Operational Challenges for NBFCs: Smaller Non-Banking Financial Companies (NBFCs), especially those catering to rural areas, may face increased compliance costs and administrative burdens.
  • Possible Rise in Lending Costs: Lenders might pass on the increased compliance and risk mitigation costs to borrowers, potentially leading to higher interest rates or service charges.

Market Disruption or Necessary Discipline?

Critics argue that a uniform framework may not reflect the diverse financial realities of India, particularly in agrarian or low-income regions where gold loans are often the only source of formal credit.

Experts suggest a more flexible approach:

  • Differentiated norms for micro-loans and small-ticket borrowers,
  • Stricter oversight only for high-value or commercial loans.

Such calibrated regulation can help avoid financial exclusion while still addressing systemic risks.

The Role of Gold Price Volatility:

One key driver behind the RBI’s decision is the rising volatility in global gold prices, which has led to:

  • Inflated loan values, potentially exposing lenders to greater default risk, and
  • Re-pledging or overvaluation of gold assets.

The new guidelines aim to enforce rigorous valuation standards, mitigate risks tied to price fluctuations, and ensure a stable and credible credit ecosystem.

Level Playing Field for Lenders

By applying the same rules across banks and NBFCs, the RBI intends to eliminate regulatory arbitrage, ensuring that all players operate under a common compliance framework. This move is expected to:

  • Promote healthy competition,
  • Enhance consumer trust, and
  • Build resilience in the sector.

Additional Insights: The Gold Loan Landscape in India

  • India holds over 25,000 tonnes of household gold, the largest private gold holding in the world.
  • The Indian gold loan market is expected to cross ₹6 lakh crore by FY 2027, growing at a CAGR of 15%, driven by digitisation and financial inclusion efforts.
  • Rural borrowers often use gold loans to fund agricultural inputs, manage emergencies, or meet educational expenses, making them a vital socio-economic tool.

Conclusion: Striking the Right Balance

The RBI’s proposed gold loan guidelines represent a critical balancing act—ensuring financial discipline and transparency without cutting off access to credit for vulnerable populations. With the January 2026 implementation timeline, the regulator has created space for dialogue, adaptation, and fine-tuning.

Context: On May 31, 2025, the nation celebrated the 300th birth anniversary of Devi Ahilyabai Holkar, one of India’s most iconic and visionary female rulers. Prime Minister Narendra Modi, addressing the Mahila Sashaktikaran Mahasammelan in Bhopal, honoured her extraordinary legacy and underscored her relevance in the vision of a New India powered by Nari Shakti.

As part of the celebrations, PM Modi unveiled a commemorative postage stamp and launched a 300 coin featuring the portrait of Ahilyabai Holkar. He also conferred the National Devi Ahilyabai Award to a distinguished woman artist for excellence in tribal, folk, and traditional art forms.

Ahilyabai Holkar: The Warrior Queen Who Redefined Indian Leadership

A Progressive Childhood in a Conservative Era:

Born on May 31, 1725, in Chondi village of Maharashtra’s Ahmednagar district, Ahilyabai was the daughter of Mankoji Shinde, a village head who ensured she received an education—an extraordinary opportunity for a girl in the 18th century.

She was married to Khande Rao Holkar, son of Malhar Rao Holkar, who would later play a crucial role in shaping her destiny.

From Tragedy to Power:

  • After the deaths of her husband, father-in-law, and only son, Ahilyabai boldly petitioned the Peshwa in 1765 for the right to govern the Malwa kingdom. Her leadership was backed by her army and supported by the people—a rare feat for a woman in medieval India.

A Reign of Justice, Peace & Prosperity:

  • Her rule (1765–1795) was celebrated for its peaceful governance, prosperity, and infrastructure development. While Central India was torn by conflict, Malwa thrived under her administration. Jawaharlal Nehru praised her as one of India’s finest rulers, who governed “with the wisdom of a sage and the courage of a warrior.”

Patron of Culture, Faith, and Infrastructure:

  • Ahilyabai transformed Maheshwar into a cultural epicentre, encouraging the arts, literature, music, and textile craftsmanship—including the world-renowned Maheshwari sarees. She funded the restoration and construction of hundreds of temples across India, including the iconic Kashi Vishwanath Temple in 1780.

Her legacy includes the building of dharmashalas (rest houses), ghats, and water reservoirs at major pilgrimage sites, reflecting her holistic vision of public service.

PM Modi’s Address: Honouring a Timeless Legacy, Shaping a Modern Vision

Bridging the Past and the Present:

PM Modi used the occasion to present Ahilyabai’s legacy as a foundation for India’s modern development narrative, especially in the context of women empowerment. He emphasized that women-led progress is key to national strength, innovation, and social justice.

Pillars of Modern Nari Shakti: Highlights from the PM’s Speech

Champion of Social Reforms:

  • Ahilyabai pioneered widow remarriage, promoted property rights for women, and raised the legal age of marriagecenturies ahead of her time.
  • Established women’s safety patrols and even a women’s division in the Malwa army.

Women-Led Development in Modern India:

  • Over 4 crore homes built under government schemes are registered in women’s names, promoting financial security.
  • Schemes like Ujjwala Yojana, Har Ghar Jal, and Ayushman Bharat have significantly improved healthcare, sanitation, and dignity for rural women.
  • Mudra Yojana and Self Help Groups (SHGs) have enabled millions of women to become micro-entrepreneurs.

Economic Empowerment Through Innovation:

  • Initiatives like Drone Didi are placing women at the heart of agri-tech innovation.
  • Women now lead 45% of Indian startups, highlighting their growing role in entrepreneurship.
  • The PM lauded women scientists in the Chandrayaan-3 mission, showcasing India’s rising female presence in STEM.

Political and Defence Leadership:

  • India now boasts women leaders in top ministerial roles, including Finance and Defence.
  • The historic Nari Shakti Vandan Adhiniyam has ensured 33% reservation for women in Parliament and State Assemblies.
  • The current Lok Sabha has 75 women MPs, a record number.

Operation Sindoor: Valor Beyond Borders

  • PM Modi unveiled details of Operation Sindoor, described as India’s largest and most successful anti-terror mission, where women personnel played crucial roles in the BSF and armed forces.
  • Women now make up nearly 50% of NCC, and girls are being admitted to Sainik Schools.
  • The first batch of women cadets has graduated from the NDA, marking a historic milestone in defence equality.

Extra Insight: Ahilyabai’s National Impact

  • She financed temples and civic projects not just in Malwa, but across Ujjain, Nashik, Varanasi, Dwarka, Rameswaram, and Ayodhya, emphasizing pan-Indian unity and faith.
  • Her administrative model of decentralised governance and accountability is still studied in civil service training modules today.

Conclusion: Ahilyabai Holkar — The Eternal Flame of Women Empowerment

Devi Ahilyabai Holkar’s life and legacy continue to inspire generations, not just as a ruler but as a symbol of courage, vision, and compassion. Her leadership was not confined by gender or geography—it was rooted in public service, justice, and nation-building.

By celebrating her 300th anniversary, Prime Minister Narendra Modi not only paid tribute to a historic figure but also used her example to energise India’s path toward inclusive development, with Nari Shakti at the core of every national mission.

Context: Recent landslides in parts of Northeast India and Karnataka have led to tragic loss of lives and widespread disruption. Triggered primarily by intense rainfall, these incidents have once again highlighted India’s growing vulnerability to land-related disasters, especially in hilly and ecologically sensitive regions.

What is a Landslide?

A landslide is a form of mass movement where soil, rocks, and debris move down a slope under the force of gravity. They can vary in scale and speed—from slow creeping earthflows to sudden, massive rockfalls.

Landslides are broadly classified based on:

  • Type of movement: slides, flows, topples, falls, or lateral spreads.
  • Type of material: rock, debris, or earth.

Causes of Landslides: Nature and Human Actions

Natural Triggers:

  • Heavy Rainfall and Flooding
  • Earthquakes and volcanic activity
  • Undercutting of slopes by rivers or wave action
  • Weathering and soil saturation due to groundwater buildup

Human-Induced Factors:

  • Deforestation and unregulated agriculture
  • Slope cutting and illegal construction
  • Road building, mining, and tunneling
  • Vibrations from heavy machinery or traffic

India’s Landslide Hotspots: A Nation at Risk

According to the Landslide Atlas of India by ISRO, India is among the top four landslide-prone countries in the world.

  • Nearly 12.6% of India’s geographical area0.42 million sq. km—is landslide-prone (excluding snow-covered areas).
  • Northwest Himalayas contribute the most to landslide occurrences (66.5%), followed by:
    • Northeast Himalayas18.8%
    • Western Ghats14.7%

States like Uttarakhand, Himachal Pradesh, Sikkim, Arunachal Pradesh, and Kerala face frequent threats due to fragile terrain and heavy monsoons.

Government Strategies to Reduce Landslide Risks:

National Landslide Risk Management Strategy (2019):

A comprehensive approach that focuses on:

  • Hazard zonation mapping
  • Real-time monitoring
  • Early warning systems
  • Capacity building for local bodies

Landslide Risk Mitigation Scheme (LRMS) – by NDMA:

  • Offers financial and technical support for site-specific mitigation projects
  • Focuses on stabilisation of vulnerable slopes, construction of retaining walls, and drainage systems

National Landslide Susceptibility Mapping (NLSM):

  • Aims to build a dynamic geodatabase for India
  • Helps in zoning landslide-prone areas, guiding urban planning and disaster preparedness

Way Forward: Building Resilience Against Landslides

  1. Afforestation and eco-sensitive infrastructure in hilly regions
  2. Strict regulation of construction and mining in vulnerable zones
  3. Community awareness programs and disaster drills
  4. Investment in AI-based early warning systems and remote sensing technologies
  5. Integration of landslide preparedness into school curriculum and Panchayati Raj governance models

Did You Know?

  • India witnesses over 20,000 landslide events every year, many of which go unreported.
  • The 2013 Kedarnath tragedy and the 2023 Sikkim floods were both aggravated by landslides.
  • NASA, ISRO, and World Bank have collaborated to develop Landslide Hazard Forecasting Tools for South Asia.

Conclusion: A Call for Caution and Preparedness

The recent landslides in the Northeast and Karnataka serve as a grim reminder of the growing environmental challenges facing India. With climate change increasing the frequency of extreme weather events, there is an urgent need to adopt sustainable development, robust risk assessment, and community-driven resilience planning.

Proactive governance, technological innovation, and public participation hold the key to saving lives and securing fragile landscapes.

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